Lloyd’s is the world’s leading specialist insurance and reinsurance market. At Lloyd’s, insurance is transacted by individual businesses known as syndicates. Each syndicate is managed by an authorised managing agent. All Lloyd’s syndicates benefit from Lloyd’s central resources, including its network of global licences and the central fund.


As all Lloyd’s policies are ultimately backed by this common security, a single market rating can be applied. Every policy is supported by the following ratings:

A.M. Best: A (excellent)
Fitch: AA- (very strong)

Standard & Poor's: A+ (strong)



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